SERVICES
We ensure that the application to settlement process
is completed promptly and with minimal interruptions.
In doing so, we can and will assist any mortgage
broker, originator or mortgage manager with the
key elements to a seamless customer experience to
take back that competitive advantage.
Become a lender without becoming a lender
with white labeling
With our white labeled balance sheet lending
program you can offer your own branded home loan
products without the set up costs or the ongoing
infrastructure.
By outsourcing the processing and management of
loans to us, it allows you to focus on marketing
and selling your brand, which improves your competitive
advantage, enhances the customer experience and
significantly reduces your costs.
We have transformed back-end processes from a cost
burden to a competitive business asset.
So, why put up with poor service from
your lenders or wholesale funders?
Outsource your processing and management
or become a lender partner today.... it's easy with
immediate implementation and no significant investment
as you don’t have to invest in new technologies
to keep up
The Revolutionary POS Processing™
POS Processing™ allows you to produce
loan agreements almost instantly upon receipt of an
online application.
The processing that takes up to 2-3
weeks with other lenders can now happen in 2-3 minutes.
This means that no only can you provide your customers
with automated approvals, but also a large portion
of the processing required can be delivered almost
instantly.
It’s what we call ‘home
loans in an instant’.
Automated Origination, Processing
and Settlement with LSA Online™
Our innovative processes are powered by LSA
Online™ with is a state-of-the-art automated
loan origination system branded for each of our lender
partners... in other words it is yours.
LSA Online™ features include online
submission, instant approvals, CRA checks, title searches
and loan agreements. For each application, a virtual
file is created and documentation is imaged and accessible
24X7.
LSA Online™ also has the ability
to exchange data with your existing systems using
a number of different interface methods including
LIXI format.
It's user friendly and straightforward
to use... now that’s different!
Superior Home Loan Products
Our very competitive fully featured Home
Loan products meet almost any customer needs.
The security and flexibility of our
balance sheet funding program ensures you can compete
with the major lenders, and we believe our product
range is superior.
Balance sheet funding means our mortgages
are maintained as an asset on our funders balance
sheet as opposed to securitisation, where funds are
raised by selling the cashflow from mortgages to investors.
Also, with most loans we do not rely
upon Lenders Mortgage Insurance (LMI) in the same
way securitised programs do.
Our products also include a more generous
and flexible credit policy, which can achieve significant
savings and faster approvals.
Competitive Wholesale Delivery
Rates
Our delivery rates are as competitive as
going directly to wholesale funders, however we include
processing and management.
This allows you to compete with the
major lenders in terms of product and price without
the costs.
