SUPERIOR HOME LOAN PRODUCTS

Our very competitive fully featured Home Loan products meet almost any customer need.  We can help customers that want to purchase a new home, an investment or refinance and consolidate debts. We can help customers that want simple features or all the flexibility they need.

Our Home Loan Products:

Advantage Rate Loan
A fully featured variable rate loan that lets you choose one of the lowest variable interest rates available.

All-in-One Home Loan
A line of credit loan with convenient all-in-one banking to simplify managing your finances.

Equity Loan
An ideal loan if you want to convert existing equity into funds to use for other purposes, such as share investments, other properties or renovations.

Fixed Rate Loans
Competitive fixed rate loans that allow additional repayments.

Construction Loan
A very flexible construction loan that is automatically converted to any other loan product.

Lo-Doc & Lo-Doc All-in-One
Competitive fully featured lo-doc loans available for both self-employed and PAYG applicants.

OUR KEY PRODUCT FEATURES

Our home loan products are packed with features here are some of them…

• No electronic transaction fees
• Flexible repayment options
• Make additional repayments at any time
• Unlimited free redraw – so you can access additional repayments at any time
• Have your salary credited directly to your home loan
• Split your loan into more accounts or combine with a number of our other home loan products
• Link your Home Loan to any other account
• Internet & Telephone Banking including BPAY
• Cheque and Nil Interest VISA facility (All-in-One loan only)
• Terms of 10 to 30 years or an evergreen facility with our All-in-One Loan and Equity Loans
• Minimum loan amount of $50,000 ($25,000 for each loan account where splitting or combining)
• Maximum loan OF $2,000,000 (will go a lot higher with special approval)